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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D.C. 20549 FORM 10 - K ( Mark one ) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 OR 0 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from Commission File Number 0-1665 Delaware ( State or other jurisdiction of incorporation or organization ) KINGSTONE COMPANIES , INC . ( Exact name of registrant as specified in its charter ) to 15 Joys Lane Kingston , NY 12401 ( Address of principal executive offices ) Securities registered pursuant to Section 12 ( b ) of the Act : ( 845 ) 802-7900 ( Registrant's telephone number , including area code ) Title of each class Common Stock , $ 0.01 par value per share Securities registered pursuant to Section 12 ( g ) of the Act : Trading Symbol ( s ) KINS 36-2476480 ( I.R.S. Employer Identification Number ) None ( Title of each class ) Name of each exchange on which registered Nasdaq Capital Market No | Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes Note - Checking the box above will not relieve any registrant required to ? le reports pursuant to Section 13 or 15 ( d ) of the Exchange Act from their obligations under those Sections . No | Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number . SEC 1673 ( 04-20 ) Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes NO Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes > No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer or a smaller reporting company . See the definitions of “ large accelerated filer " , " accelerated filer " , and " smaller reporting company " in Rule 12b - 2 of the Exchange Act . ( Check one ) :