Page 1

Klarna NEWS RELEASE Klarna Reports Second Quarter 2026 Results 2026-08-18 NEW YORK -- ( BUSINESS WIRE ) -- Klarna Group plc [ NYSE : KLAR ] , the everyday finance network , today reported second quarter 2026 results . GMV reached $ 36.6 billion ( + 18 % YoY ) , revenue $ 1.042 billion ( + 27 % YoY ) , transaction margin dollars $ 446 million ( + 42 % YoY ) , and adjusted operating income $ 91 million ( + 214 % YoY ) . " Over 120 million consumers now use Klarna , and each is using it for more of their everyday spend ― revenue per active consumer grew 24 % . That deepening engagement is why transaction margin dollars grew 42 % , well ahead of revenue and volume . We measure our progress in transaction margin dollars . " Sebastian Siemiatkowski , CEO & Co - Founder , Klarna Klarna's full earnings release is available at the Quarterly Results section of its website at https://investors.klarna.com/financials/quarterly-results/ Q2 2026 Financial Highlights • GMV : $ 36.6 billion ( + 18 % YoY ; U.S. + 27 % YoY ) • Revenue : $ 1.042 billion ( + 27 % YoY ) • Transaction Margin Dollars : $ 446 million ( + 42 % YoY ) • Adjusted operating income : $ 91 million ( + 214 % YoY ) • Operating income : $ 27 million versus a loss of $ ( 46 ) million in Q2 2025 Net income : $ 9 million versus a net loss of $ ( 53 ) million in Q2 2025 • Earnings per share : $ 0.01 versus loss per share $ ( 0.14 ) in Q2 2025 • Provisions for credit losses : 0.52 % of GMV versus 0.56 % of GMV in Q2 2025 • Active consumers : 120 million ( + 8 % YoY ) • Merchants : 1.2 million + ( + 54 % YoY ) 1