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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 > ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Year Ended December 31 , 2020 OR □ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-38317 FORM 10 - K Luther Burbank Corporation ( Exact name of registrant as specified in its charter ) California ( State or other jurisdiction of incorporation or organization ) 520 Third St , Fourth Floor , Santa Rosa , California ( Address of principal executive offices ) Title of Each Class Common stock , no par value Large accelerated filer Non - accelerated filer Registrant's telephone number , including area code : ( 844 ) 446-8201 Securities Registered Pursuant to Section 12 ( b ) of the Act Trading Symbol LBC Securities Registered Pursuant to Section 12 ( g ) of the Act : None Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes o No x Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15 ( d ) of the Act . Yes o No x Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding twelve months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes x No o 68-0270948 ( I.R.S. employer identification number ) O 95401 ( Zip Code ) Indicate by checkmark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes x No o Indicate by checkmark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , or a smaller reporting company . See definitions of " large accelerated filer " , " accelerated filer " , " smaller reporting company " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Name of Each Exchange on Which Registered The Nasdaq Stock Market LLC Accelerated filer Smaller Reporting Company Emerging Growth Company X If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the