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( Mark One ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number : 001-40003 Delaware ( State or other jurisdiction of incorporation or organization ) 26642 Towne Centre Drive Foothill Ranch , California ( Address of principal executive offices ) loanDepot , Inc. ( Exact Name of Registrant as Specified in Its Charter ) Registrant's telephone number , including area code : ( 888 ) 337-6888 Securities registered pursuant to Section 12 ( b ) of the Act : Title of each class Class A Common Stock , $ 0.001 per value per share Trading Symbol LDI Large accelerated filer Non - accelerated filer 85-3948939 ( I.R.S. Employer Identification No. ) Securities registered pursuant to Section 12 ( g ) of the Act : None No Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes No Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No 0 Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes > No 92610 ( Zip Code ) Name of each exchange on which registered The New York Stock Exchange Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . 1 Accelerated filer Smaller reporting company Emerging growth company 0 If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Exchange Act ) . Yes No The registrant was not a public company as of the last business day of its most recently completed second fiscal quarter and , therefore , cannot calculate the aggregate market value of its voting and non - voting common equity held by non - affiliates as of such date . The registrant's common stock began trading on The New York Stock Exchange on February 11 , 2021 . As of March 12 , 2021 , 6,643,188 shares of the registrant's Class A common stock , par value $ 0.001 per share , were outstanding . No shares of registrant's Class B common stock were outstanding , 179,036,229 shares of registrant's Class C common stock were outstanding and 119,694,200 shares of registrant's Class D common stock were outstanding .