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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ( Mark One ) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( D ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 □ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( D ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from Delaware ( State or other jurisdiction of incorporation or organization ) Commission file number : 001-39826 CF FINANCE ACQUISITION CORP . III ( Exact name of registrant as specified in its charter ) 110 East 59th Street , New York , New York ( Address of principal executive offices ) Title of Each Class : Units , each consisting of one share of Class A common stock and one - third of one redeemable warrant Class A common stock , par value $ 0.0001 per share Redeemable warrants , exercisable for Class A common stock at an exercise price of $ 11.50 per share 10022 ( Zip Code ) Registrant's telephone number , including area code : ( 212 ) 938-5000 Securities registered pursuant to Section 12 ( b ) of the Act : to Large accelerated filer Non - accelerated filer Emerging growth company Trading Symbol ( s ) CFACU CFAC CFACW 37-1827430 ( I.R.S. Employer Identification Number ) ☐ X X Name of Each Exchange on Which Registered : The Nasdaq Stock Market Securities registered pursuant to Section 12 ( g ) of the Act : None Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Exchange Act . Yes No X The Nasdaq Stock Market The Nasdaq Stock Market Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit and post such files ) . Yes No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company or an emerging growth company . See definition of " large accelerated filer , ” “ accelerated filer , “ smaller reporting company " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Accelerated filer Smaller reporting company 风口 X If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Exchange Act ) . Yes No The registrant's shares were not listed on any exchange and had no value as of the last business day of the second fiscal quarter of 2020 . The registrant's units begin trading on the Nasdaq Stock Market on November 13 , 2020 and the registrant's shares of Class A common