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( Mark One ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 Form 20 - F REGISTRATION STATEMENT PURSUANT TO SECTION 12 ( b ) OR 12 ( g ) OF THE SECURITIES EXCHANGE ACT OF 1934 ог ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 . ог ☐ to TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ог ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of event requiring this shell company report : Commission file number : 001-38328 LexinFintech Holdings Ltd. ( Exact name of registrant as specified in its charter ) N / A ( Translation of Registrant's name into English ) Cayman Islands ( Jurisdiction of incorporation or organization ) 27 / F CES Tower No. 3099 Keyuan South Road Nanshan District , Shenzhen 518057 The People's Republic of China ( Address of principal executive offices ) Craig Yan Zeng , Chief Financial Officer Telephone : +86 755 3637 8888 Email : IR@lexin.com 27 / F CES Tower No. 3099 Keyuan South Road Nanshan District , Shenzhen 518057 The People's Republic of China ( Name , Telephone , Email and / or Facsimile number and Address of Company Contact Person ) Securities registered or to be registered pursuant to Section 12 ( b ) of the Act : Title of Each Class American depositary shares ( one American depositary share representing two Class A ordinary shares , par value US $ 0.0001 per share ) Class A ordinary shares , par value US $ 0.0001 per share * Trading Symbol ( s ) LX Not for trading , but only in connection with the listing on The Nasdaq Global Select Market of American depositary shares . Name of Each Exchange on Which Registered The Nasdaq Stock Market LLC ( The Nasdaq Global Select Market ) The Nasdaq Stock Market LLC ( The Nasdaq Global Select Market )