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Mobility Global Q2 2026 Earnings Call Presentation August 7 , 2026
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FOOTER 22 Earnings Call Participants Bill Eager Chief Executive Officer Matt Calderone Chief Financial Officer Tejal Engman Managing Director, Investor Relations
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Forward Looking Statements 3 This presentation, conference call and discussions that follow contain statements concerning our expectations, anticipations and beliefs regarding the future, which constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These statements, which express management’s current views c oncerning future events, trends, contingencies or results, as well as our full-year 2026 guidance, appear at various places in this press release and use words like “anticipate,” “assume,” “believe,” “continue,” “estimate,” “expect,” “forecast,” “future,” “intend,” “plan,” “potential,” “predict,” “project,” “strategy,” “target” and similar terms, and future or conditional tense verbs like “could,” “may,” “might,” “should,” “will” and “would.” For example, management may use forward-looking statements when addressing topics such as: the outcome of contingencies; future actions by regulators; changes in the business strategies and methods of generating revenue of the Company; and the development and performance of the Company’s services and products; the expected impact of acquisitions and dispositions; the Company’s effective tax rates; the Company’s cost structure, dividend policy, cash flows or liquidity. Factors that could cause actual results to differ materially from these forward-looking statements include, but are not limited to, the following: worldwide economic, financial, political, and regulatory conditions and factors that contribute to uncertainty; the volatility and health of debt, equity, commodities, energy and automotive markets; the demand and market for credit ratings i n and across the sectors and geographies where the Company operates; the Company’s ability to maintain adequate physical, technical and administrative safeguards to protect the security of confidential information and data, and the potential for a system or network disruption that results in regulatory penalties and remedial costs or improper disclosure of confidential information or data; the outcome of litigation, government and regulatory proceedings, investigations and inquiries; concerns in the marketplace affecting the Company’s credibility or otherwise affecting market perceptions of the integrity or utility of services; the effect of competitive products (including those incorporating artificial intelligence and pricing, including the level of success of new product developments and global expansion; the impact of customer cost-cutting pressures; a decline in the demand for our products and services by our customers and other market participants; our ability to develop new products or technologies, to integrate our products with new technologies; the introduction of competi ng products or technologies by other companies; our ability to protect our intellectual property from unauthorized use and infringement; our ability to attract, incentivize and retain key employees; the continuously evolving regulatory environment in Europe, the United States and elsewhere around the globe; the Company’s exposure to potential criminal sanctions or civil penalties for noncompliance with foreign and U.S. laws and regulations that are applicable in the jurisdictions in which it operates; the Company’s ability to make acquisitions and dispositions and successfully integrate the businesses we acquire; consolidation of the Company’s customers or suppliers; the ability of Mobility, and its third-party service providers, to maintain adequate physical and technological infrastructure; the Company’s ability to successfully recover from a disaster or other business continuity problem; and any loss of synergies from separating the businesses of the Company and S&P Global Inc. that adversely impact the results of operations of both businesses. Further information about the Company’s businesses, including information about factors that could materially affect its results of operations and financial condition, is contained in the Company’s filings with the Securities and Exchange Commission (the “SEC”), including the section titled “Risk Factors” of our Quarterly Report on Form 10-Q, filed with the SEC on August 7, 2026. Forward-looking statements are subject to inherent risks and uncertainties. The Company and its subsidiaries operate in a dynamic business environment in which new risks emerge frequently. Accordingly, the Company cautions readers not to place undue reliance on any forward-looking statements, which speak only as of the dates on which they are made. The Company undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances arising after the date on which it is made, except as required by applicable law . Non-GAAP Financial Measures This presentation includes certain non-GAAP financial measures as defined by SEC rules. It should be noted that Adjusted EBITDA, Adjusted EBITDA Margin, and Free Cash Flow are financial measures that are not required by, or presented in accordance with, accounting principles generally accepted in the United States, or GAAP. These non -GAAP measures should not be considered as alternatives to Net income attributable to Mobility Global or other comparable measures calculated and reported in accordance with GAAP. These measures are presented here to pro vide additional useful measurements to review the Company’s operations, provide transparency to investors and enable period-to-period comparability of financial performance. The Company’s chief operating decision maker uses these measures to assess the ongoing performance of the Company and its segments, as well as for business and enterprise planning purposes. Please refer to “Definitions” at the end of this presentation for definitions of certain non-GAAP financial measures, including Adjusted EBITDA and margin and Free Cash Flow, Mobility Global uses to evaluate its operations and financial performance, and reconciliation of these non-GAAP financial measures to the most directly comparable financial measures calculated and reported in accordance with GAAP. This information is also available on Mobility Global’s website at https://ir.mobilityglobal.com.
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Key takeaways 4 Initiated a quarterly cash dividend of $0.06/share Successfully launched Mobility Global as an independent public company on July 1, 2026 Grew Q2’26 total revenue by 7% to $468 million, led by CARFAX up 8% Delivered Q2’26 adjusted EBITDA of $202 million at a 43% margin Launched CARFAX Homegrown and CARFAX Showroom (premium listings), and expanded CARFAX to Germany Continued to integrate our businesses, connect our proprietary data assets and transform our workflows with AI
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Second quarter and first half 2026 revenue Revenue grew ~7% in both the second quarter and the first half, led by CARFAX1. We see momentum building as our go to market adjustments take hold and our new products gain traction. 1. FOREIGN EXCHANGE BENEFITED SECOND QUARTER REVENUE BY ~$1M AND FIRST HALF REVENUE BY ~$5 MILLION. 2. ALL AMOUNTS ARE PRESENTED IN MILLIONS AND HAVE BEEN ROUNDED. PERCENTAGES AND OTHER DERIVED NUMBERS ARE CALCULATED FROM THESE ROUNDED AMOUNTS AND MAY DIFFER SLIGHTLY FROM CALCULATIONS BASED ON UNROUNDED FIGURES. 5 $150 $156 $289 $312 Q2'25 Q2'26 $295 $313 $564 $610 1H'25 1H'26 Second quarter 2026 revenue growth First half 2026 revenue growth $439 $468 $923 $859 CARFAX B2B +7% +8% +4% +8% +6% +7% $ in millions$ in millions
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1H'25 1H'26 Second quarter and first half 2026 adjusted EBITDA Adjusted EBITDA grew ~7% in the second quarter and ~8% in the first half. 6 Q2'25 Q2'26 Second quarter 2026 adjusted EBITDA growth First half 2026 adjusted EBITDA growth $188 $202 $386 $357 +7% +8% $ in millions$ in millions ~43% MARGIN ~43% MARGIN ~42% MARGIN ~42% MARGIN 1. ALL AMOUNTS ARE PRESENTED IN MILLIONS AND HAVE BEEN ROUNDED. PERCENTAGES AND OTHER DERIVED NUMBERS ARE CALCULATED FROM THESE ROUNDED AMOUNTS AND MAY DIFFER SLIGHTLY FROM CALCULATIONS BASED ON UNROUNDED FIGURES.
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CARFAX: Second quarter 2026 revenue growth CARFAX revenue grew ~8% to $312 million, with subscription growth leading/ahead of transactional growth, reflecting the strength of our recurring revenue base. 7 $55 $60 $234 $252 $289 $312 Q2'25 Q2'26 +8% $43 $47 $246 $265 $289 $312 Q2'25 Q2'26 +9% +8% +9% Revenue by type and geography Subscription vs. Transactional United States vs. International • Subscription revenue grew 8%, driven by broad- based growth across all product lines • Transactional revenue grew 9%, as strong US consumer activity was partially offset by softer automotive activity in Canada that weighed on volume-linked transactional revenue. • International growth of 9% driven by Canada, where subscription strength more than offset softness in volume-linked transactional lines; Europe delivered double-digit growth off a small base. $ in millions 1. ALL AMOUNTS ARE PRESENTED IN MILLIONS AND HAVE BEEN ROUNDED. PERCENTAGES AND OTHER DERIVED NUMBERS ARE CALCULATED FROM THESE ROUNDED AMOUNTS AND MAY DIFFER SLIGHTLY FROM CALCULATIONS BASED ON UNROUNDED FIGURES.
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B2B: Second quarter 2026 revenue growth B2B revenue grew ~4% to $156 million, with subscription growth partially offset by a decline in transactional revenue. 8 $26 $25 $124 $131 $150 $156 Q2'25 Q2'26 +6% $31 $32 $119 $124 $150 $156 Q2'25 Q2'26 +3% +4% -4% Revenue by type and geography Subscription vs. Transactional United States vs. International • Subscription revenue grew 6%, driven by solid performance at automotiveMastermind within Sales Solutions • Transactional revenue declined by 4%, partly due to ~$1M of recall revenue pushed to 2H’26 pending a final court order • International growth of 3% was driven exclusively by Planning Solutions. $ in millions 1. ALL AMOUNTS ARE PRESENTED IN MILLIONS AND HAVE BEEN ROUNDED. PERCENTAGES AND OTHER DERIVED NUMBERS ARE CALCULATED FROM THESE ROUNDED AMOUNTS AND MAY DIFFER SLIGHTLY FROM CALCULATIONS BASED ON UNROUNDED FIGURES.
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FY 2026 guidance, key assumptions and drivers 9 ($ in millions) Full Year 2026 Guidance1 Revenue $1,870 - $1,885 Revenue Growth 6.9% - 7.7% Adjusted EBITDA $745 - $760 Adjusted EBITDA Margin ~40% Key Assumptions & Drivers REVENUE ADJUSTED EBITDA MARGINS ADDITIONAL CONSIDERATIONS 1. FY’26 Revenue guidance is provided on a reported basis, with no incremental net FX impact assumed in the second half of 2026 2. FY’26 Revenue guidance implies a sequential improvement in underlying growth in the second half of 2026 1. ~40% FY’26 adjusted EBITDA margin, reflects seasonal spend patterns weighted toward the second half and part-year impact of incremental standalone costs 2. Incremental standalone costs expected to have a discrete impact of ~150bps on full-year margins (relative to FY’25 base) on a run rate basis, with roughly half the impact felt in 2026 3. Margins may be more volatile over the next four quarters given the dynamic stand-up period 1. Second half 2026 cash flow includes ~$50M of the ~$100M one-time spin-related costs. We expect ~50% of these one- time costs to be capitalized 2. Second half 2026 interest expense is expected to be ~$55M. On a cash basis, we expect to make our first interest payment of $60M in Q4, which includes a first half 2026 accrual 3. Full year GAAP tax rate expected to be 28% to 31%. Cash taxes will be $80-90M higher due to the Deferred Tax Liability 4. Average share count is expected to be 295M – 297M shares 5. We anticipate guiding to a broader set of financial metrics for full year 2027 1. OUR FULL YEAR 2026 GUIDANCE REFLECTS OUR CARVE-OUT FINANCIAL RESULTS FOR THE FIRST SIX MONTHS OF THE YEAR AND CONSOLIDATED FINANCIAL RESULTS FOR THE SECOND SIX MONTHS.
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Change background color → Right click → Format Background → Fill → Solid Fill → Color → Select color 10 APPENDIX
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Q2 and first half 2026 results 11 ($ IN MILLIONS) SECOND QUARTER FIRST HALF 2026 2025 % Chg 2026 2025 % Chg Revenue CARFAX 312 289 8% 610 564 8% B2B 156 150 4% 313 295 6% Total revenue 468 439 7% 923 859 7% Subscription revenue 383 358 7% 755 701 8% Non-subscription revenue 85 81 5% 168 158 6% Profitability (GAAP) Operating profit 82 96 (15)% 163 180 (9)% Net Income 53 65 (18)% 108 123 (12)% Net income margin 11% 15% (27)% 12% 14% (14)% Diluted EPS 0.18 0.22 (18)% 0.37 0.42 (12)% Non-GAAP measures Adjusted EBITDA 202 188 7% 386 357 8 % Adjusted EBITDA margin 43% 43% —% 42% 42% —% Cash flow Net cash provided by operating activities 135 166 (19)% 189 233 (19)% Free cash flow 129 163 (21)% 177 225 (21)%
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Non-GAAP financial measure definitions 12 TERM DEFINITION Adjusted EBITDA Adjusted EBITDA is defined as our U.S. GAAP net income adjusted to exclude (1) interest, (2) provisions for taxes on income, (3) depreciation and amortization, (4) stock-based compensation, (5) transaction costs associated with the stand-up of the Spin Business in connection with the Separation, (6) employee severance charges, (7) acquisition integration costs, (8) acquisition and disposition-related costs, (9) legal settlement recovery and (10) other non- operational and/or non-recurring expenses. Net income is the most directly comparable U.S. GAAP financial measure to Adjusted EBITDA. Adjusted EBITDA margin is Adjusted EBITDA divided by U.S. GAAP revenue. Free Cash Flow Net cash generated from operating activities less capital expenditures.
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Non-GAAP financial measures reconciliation 13 ($ IN MILLIONS) SECOND QUARTER FIRST HALF 2026 2025 2026 2025 Net income 53 65 108 123 Interest, net 7 4 10 7 Provision for income taxes 22 27 45 50 Depreciation and amortization 77 77 155 155 Stock-based compensation 5 4 9 9 Transaction costs 36 2 57 2 Employee severance charges and other 2 9 2 11 Adjusted EBITDA 202 188 386 357 % Net income margin 11% 15% 12% 14% % Adjusted EBITDA margin 43% 43% 42% 42%
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Non-GAAP financial measures reconciliation 14 ($ IN MILLIONS) SECOND QUARTER FIRST HALF 2026 2025 2026 2025 Cash provided by operating activities 135 166 189 233 Capital expenditures (6) (3) (12) (8) Free cash flow 129 163 177 225
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Change background color → Right click → Format Background → Fill → Solid Fill → Color → Select color For more information, please contact Tejal Engman at tejal.engman@mobilityglobal.com Thank You