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Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 ■ ( Mark One ) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 FORM 10 - K TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 New York ( State or other jurisdiction of incorporation or organization ) For the fiscal year ended December 31 , 2020 . For the transition period from or METROPOLITAN BANK HOLDING CORP . ( Exact name of registrant as specified in its charter ) 99 Park Avenue , New York , New York ( Address of principal executive offices ) Title of each class Common Stock , $ 0.01 par value to Commission file number : 001-38282 Large accelerated filer Non - accelerated filer ( Do not check if a smaller reporting company ) Registrant's telephone number , including area code : ( 212 ) 659-0600 Securities registered pursuant to Section 12 ( b ) of the Act : Ticker Symbol MCB Securities registered pursuant to Section 12 ( g ) of the Act : None 13-4042724 ( I.R.S. Employer Identification Number ) 10016 ( Zip Code ) Name of each exchange on which registered New York Stock Exchange NO Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . YES Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . YES NO Indicate by check mark whether the Registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . YES NO Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the Registrant was required to submit such files ) . YES É NO Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company or an emerging growth company . See definitions of " large accelerated filer , " " accelerated filer " , " smaller reporting company " , and " emerging growth company " in Rule 12b - 2 of the Exchange Act . ( Check one ) : Accelerated filer Smaller reporting company Emerging growth company X If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7 ( a ) ( 2 ) ( B ) of the Securities Act . Indicate by check mark whether the Registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . YES NO The aggregate market value of the voting and non - voting common equity held by non - affiliates of the Registrant on June 30 , 2020 , as reported by the New York Stock Exchange , was approximately $ 220.0 million . As of March 4 , 2021 , there were issued and outstanding 8,344,954 shares of the Registrant's Common Stock . DOCUMENTS INCOPORATED BY REFERENCE Portions of the Proxy Statement for the Registrant's Annual Meeting of Stockholders ( Part III ) .