Good morning, ladies and gentlemen. We appreciate your attendance at our 2026 Annual Meeting of Shareholders of Mechanics Bank. I am Carl Webb, Executive Chairman of the Board of Directors. Pursuant to Mechanics Bancorp's bylaws, I will act as Chairman of this meeting. At this time, I will call the meeting to order. Laura Jacob, Corporate Secretary, will act as Secretary of this meeting. We will first go over some administrative matters for the meeting. We will use rules of procedure that can be accessed at any time during the meeting under the heading Meeting Materials, located at the bottom right side of your screen. By following the rules of procedure, everyone will have an opportunity to participate in the meeting, and we will be able to handle the business of the meeting more efficiently, more effectively, and more fairly. As an additional matter, we will only take questions pertinent to this meeting. The polls are now open. We would ask that you vote your shares as soon as possible since the polls will be closing shortly after we go over the proposals. As a reminder on voting procedures, if you have already voted by mail, phone, or internet, we will count your proxy. You do not need to vote again unless you wish to change your vote. If you have not voted or if you wish to change your vote, you may vote on this webcast by using the Vote Here button. You will only be able to vote the shares associated with the control number you used to log in to this meeting. If you are attending this meeting in person and wish to vote, please raise your hand and a ballot will be provided for you. If you hold shares in more than one account, you would have been given separate control numbers for each of those accounts. If you have voted the shares associated with the control number that you used to log in to the meeting and wish to vote shares held in a different account, please log in with the control number associated with the other account and vote those shares prior to the poll closing. After the formal business portion of the meeting has concluded, all shareholders properly in attendance will be permitted to raise questions and comments pertaining to all matters being voted on today during a question and comment period. Questions can be asked on this webcast by typing in the box located at the bottom of the left corner of your screen under Ask a Question. In the interest of time, if we're unable to address your questions at this meeting, we will follow up with you after the meeting. Thank you in advance for your cooperation. I would like to announce that Laura Cisneros with CT Hagberg & Associates, LLC, who has been retained by Broadridge Financial Solutions to serve as our independent inspector of elections for this meeting. Ms. Cisneros is also a participant on the webcast and will be tallying the preliminary and final votes. Ms. Cisneros' oath of office will be filed with the minutes of the meeting. Ms. Cisneros will confirm the presence of a quorum when she completes her tally of shareholder proxies and ballots. The Board of Directors set April 1st, 2026, as the date of record for this shareholder meeting. We have at this meeting a list of shareholders as of that date. A duplicate list has been on file at the principal place of business of the company for the past 10 days immediately prior to the date of this meeting and has been available for inspection by any shareholder who requested a copy during that period. The Secretary will now present proof of the due calling of this meeting. Mr. Chairman, I would like to present the following. First, a copy of the notice for this meeting, stating the time, place, and purpose of this meeting. This notice was included in the proxy materials delivered to each shareholder of record as of the record date. Copies of the company's proxy statement and proxy card for this meeting were first made available on or about April 16th, 2026, to the shareholders as of the record date. These items are also available for you to view under the link for meeting materials located at the bottom right-hand side of your screen. Second, we confirm receiving the affidavit of mailing from Broadridge Financial Solutions, the company's transfer agent, which shows that on or about April 16th, 2026, a notice of annual meeting and copies of the company's proxy statement and proxy card for this meeting were distributed to each shareholder of record as of the record date. Copies of this list of shareholders, notice, affidavit of mailing, proxy statement, and annual report will be filed with the minutes of this meeting. Our inspector of elections has advised me that we have present in person and by proxy a sufficient number of shares constitute a quorum subject to final verification by the inspector of election and the business of the meeting may proceed. Thank you, Mrs. Jacob. We are now ready to proceed to transact business for which this meeting has been called. We will dispense with formal motions regarding each nominee for election to the Board of Directors and each of the other proposals. All nominees have been duly nominated and all proposals have been duly introduced and presented. Set forth in the company's proxy statement, the shareholders are to consider three matters of business today, which are described in detail in the proxy statement. The first proposal is the election of eight Directors to serve until the 2027 annual meeting of shareholders or until their respective successors are elected and qualified. The Board of Directors has nominated the following persons: Patricia Cochran, Adrienne Crowe, Douglas Downer, Michael Downer, Nancy Pellegrino, Ken Russell, Carl Webb, Jon Wilcox. I hereby declare the nominations for Directors closed. The second proposal is approval of an advisory, which is non-binding, of the executive compensation of the company's named executive officers for 2025. The third proposal is the ratification on an advisory non-binding basis, the appointment of Crowe LLP as the company's independent registered public accounting firm for the fiscal year ending December 31st, 2026. Additional information about all proposals can be found in the company's proxy statement. Because no further business is on the agenda for this meeting, we will pause momentarily to finalize the voting. It is now 9:08 Pacific Daylight Time. I declare the polls are now closed to voting. I want to thank all of you for attending today's meeting and for your continued support of Mechanics Bancorp. The meeting is adjourned. We will now answer any questions you have submitted regarding the matters presented at the meeting. Again, we will continue to observe the rules of procedure that are posted on our webcast. Chairman Webb, we have not received any questions during this meeting, and we can proceed with concluding the session. Okay. We are adjourned. Thank you. This now concludes the meeting. Thank you for joining, and have a pleasant day.