Good day, and thank you for standing by. Welcome to the LifeWallet first quarter 2024 earnings conference call. At this time, all participants are on a listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press star one one on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press star one one again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Diana Diaz, LifeWallet's Chief Communications Officer. Please go ahead. Good morning, everyone, and welcome to LifeWallet's first quarter 2024 earnings conference call. Before we begin, please note that the statements made during this presentation, which state the company's or management's intentions, beliefs, expectations, or predictions of the future, are forward-looking statements within the meaning of the Private Securities Litigation Reform Act, and actual results could differ in a material manner. Additional information about factors that could cause results to differ from those in the forward-looking statements is contained in the company's SEC filings. This includes, but is not limited to, risk factors contained in our SEC filings and in the accompanying press release issued. A copy of these materials can be found in the Investor Relations section of our website at lifewallet.com. Non-GAAP financial measures are included in our comments today and in our presentation slides. The reconciliation of these non-GAAP measures to the corresponding GAAP measures is included at the end of the presentation slides and can also be found in the Investor Relations section of the company website. The speakers on today's call will be John H. Ruiz, LifeWallet's founder and Chief Executive Officer, and Francisco Rivas-Vásquez, LifeWallet's Chief Financial Officer. I'd like to turn the call over to John H. Ruiz. Good morning, everyone, and thank you for joining us. Today, we will cover the company's most recent highlights and an overview of our financials for the first quarter of 2024. LifeWallet continued to execute and advance its business, litigation, data analytics, and recovery strategies in the first quarter of 2024, experiencing the most successful quarter to date since becoming a publicly traded company, as it relates to claims recovery income by achieving two comprehensive settlements with multiple property and casualty insurers. The first settlement, announced in March, resolved claims with 28 affiliated property and casualty insurers. In addition to settling existing claims, the settlements established a going-forward process to collaboratively and timely resolve future claims that are owed to LifeWallet. The settlement includes the settling insurer's agreement to provide 10 years of historical data, identifying all claims processed from January 2014 through the present, and data sharing of future claims extending out for one year, assisting LifeWallet in reconciling its current and future assigned Medicare claims. The settling insurers' implementation of LifeWallet's Coordination of Benefits Clearinghouse solution, which I will detail shortly. A 5-year agreement to resolve cooperatively or through binding mediation, relevant Medicare claim liens that LifeWallet owns today and in the future. The settling insurer's agreement that they are primary payers for any unreimbursed Medicare lien that LifeWallet identifies from data sharing, and their agreement to assign all rights to collect against other third parties that either failed to pay liens or collected twice from Medicare funds and the settling insurers, and a confidential cash payment to LifeWallet to settle existing historical claims. A second settlement followed with another group of affiliated property and casualty insurers. The settlement included an agreement to provide historical data for claimants and also assist LifeWallet in reconciling its relevant, current, and future assigned Medicare claims. An assignment of all rights to collect additional sums from plaintiffs, attorneys, and medical providers. A ten-year agreement to resolve cooperatively or through binding mediation, relevant Medicare claims that LifeWallet acquires in the future and non-Medicare claims that it owns today. The property and casualty insurer's agreement to assign all rights to collect against third parties that either failed to pay liens or collected twice from Medicare funds and the settling insurers. Through collaborative data sharing, these settlements provide the company with additional data that enhances its ability to identify the parties responsible for unreimbursed medical liens owned by LifeWallet. It also allows us to identify any recoverable claims for future business that pertain to relevant property and casualty insurers engaged in settlements. The company has implemented the terms of the March 2024 settlement by entering into a triparty data collaboration agreement between LifeWallet, Palantir Technologies, and the 28 affiliated settling counterparties. The collaboration agreement allows for sharing of data in order to reconcile potential Medicare liabilities. This coordination of benefits clearinghouse solution is being used to reconcile existing owned claims and is part of the company's initiative to maximize its Chase-t o- Pay platform.... Beyond the March 2024 and April 2024 settlements, which included cash payments, LifeWallet's management team believes that additional value lies in the company's identification and collection of unreimbursed liens from other responsible parties. To date, the company has identified thousands of unreimbursed claims and initiated the collections process. Any additional revenue from these potential collections will be reflected in future filings. In addition, the company is also currently in settlement negotiations with numerous other P&C insurers to resolve pending litigation under the same or similar framework. These settlements reflect our progress in advancing the company's core business model, and the same structure can be potentially used to enhance recoveries from other property and casualty insurers. The amount and timing of which are subject to the completion of litigation, negotiation of settlements, and the risk of delays associated with the litigation and settlement process. The company's goal is to build upon the foundation to create a potential revenue stream that is diversified and predictable. Now I'd like to turn things over to Francisco Rivas-Vásquez, LifeWallet's Chief Financial Officer. Good morning, everyone. I'll be providing an overview of the company's first quarter 2024 financials, including a review of our March 31, 2024 balance sheet, followed by the income statement, the non-GAAP operating results for the quarter, and sources of liquidity. Our total assets consists mostly of our intangible assets of $3 billion as of March 31, 2024. These assets are held at cost, not at fair value, and they are amortized over 8 years. Total assets decreased by $124 million since December 31, 2023, primarily due to the amortization of the intangibles of $121 million, and an additional amortization of prepaid assets of $3 million. Other assets, such as cash, PP&E, and receivables, increased on a combined basis by $125,000 from December 31, 2023. The company currently has $1.8 billion in liabilities, of which $83 million are considered current liabilities. Within the current liabilities, 80% are either payable in stock or an affiliated payable. This includes the warrant liability of $33 million, primarily related to Virage warrants, as it describes in our 10-Q filing. For non-current liabilities, the majority are expected to be payable through claims recovery income. The guarantee obligation is related to the amounts due to Virage, for which the company extended the maturity date to September 30, 2025. As of March 31, 2024, the claims financing and notes payable of $575 million mature on September 2025 and afterwards. Interest expense is primarily paid in kind. The decrease since December 31, 2023, was primarily driven to the settlement of interest payable to Virage through the issuance of warrants. Please refer to notes 4 and 11 of our 10-Q filing for additional information on the transaction with Virage and the warrant liability. Now, related to our income statement for the quarter ended March 31, 2024. The company generated claims recovery income of $6 million, which is higher than the $3.5 million generated in Q1 2023. In total, the company reported an operating loss of $130 million. 93% of the loss is driven by non-cash items, which consists mostly of claims amortization expense of $121 million. Other operating costs, excluding claims amortization expense, were $15 million. When looking at the non-GAAP results, after adjusting for non-cash items, the company had an adjusted operating loss of $8.7 million, versus the reported operating loss of $130 million. This primarily excludes the claims amortization expense of $121 million. On an adjusted net loss basis, the company generated an adjusted net loss of $8.5 million, which excludes non-cash items such as intangible amortization, interest expense, and the fair value on warrant and derivative liabilities. With regards to liquidity, the company extended the Virage, Nomura, and Yorkville obligations to 2025. In addition, we entered into a working capital credit facility in 2023, for which we have capacity to borrow an additional $14 million in funding. Furthermore, we entered into a Yorkville standby equity purchase agreement facility to potentially assist in raising funds. Therefore, as our recovery efforts continue to progress, and given our expected funding from the working capital credit facility and potential access to the Yorkville facility, we anticipate that the company will have the liquidity to meet cash- based obligations over the next 12 months. We are confident in the company's future outlook, and thank you all for joining us today. Thank you.