Good morning, everyone. I'm Steven Klein, Chairman of the Board, President, and Chief Executive Officer of Northfield Bancorp, Inc. It is my pleasure, on behalf of the directors and officers of Northfield Bancorp Bank and Northfield Bank, to extend to you a warm welcome and to express our appreciation to you for participating in today's meeting. Copies of the rules of conduct governing this meeting, as well as our proxy statement prospectus, can be accessed by clicking on the caption Meeting Materials, located at the bottom of the webpage. These documents are also available on our website at www.enorthfield.com under 2026 Special Meeting, which can be accessed by clicking Investor Relations at the top right of our homepage, clicking Financials in the top blue bar, and clicking 2026 Special Meeting. Also participating in today's meeting is Bill Jacobs, Executive Vice President and Chief Financial Officer of the company and the bank, and Susan Aufiero- Peters, Senior Vice President, Corporate Secretary, and General Counsel. I would like to introduce your board of directors and executive team. From our board, we have joining us today Paul V. Stahlin, Rachna Kulkarni, Gil Chapman, Annette Catino, John P. Connors Jr., Karen J. Kessler, Timothy C. Harrison, who also serves as our Lead Independent Director, Frank P. Patafio. From our executive team, David Fasanella, William Jacobs, Robin Lefkowitz, and Vickie Tomasello. Your directors and executive officers lead this organization and serve you, our stockholders, with unwavering commitment to this organization, I thank them all. I would also like to recognize Ned Quint of Luse Gorman, our outside corporate counsel, and Peter Deskovich from IVS Associates, Inc. Mr. Deskovich has been appointed the Inspector of Election for today's meeting. The purpose of this meeting is, one, to approve the agreement and plan of merger dated as of January 31st, 2026, by and among Columbia Financial, Inc., a Delaware corporation, Columbia Financial, Inc., a Maryland corporation, Columbia Bank MHC, and Northfield Bancorp, Inc., and the transactions contemplated thereby, herein referred to as the Northfield Merger Proposal. Second, the approval on an advisory, non-binding basis of the compensation that may become payable to the named executive officers of Northfield Bancorp in connection with the transactions contemplated by the merger agreement, herein referred to as the Northfield Merger-Related Compensation Proposal. Third, the approval of adjournment of the special meeting, if necessary, to solicit additional proxies if there are not sufficient votes at the time of the special meeting to approve the Northfield Merger Proposal, herein referred to as the Northfield Adjournment Proposal. If you have logged into this virtual meeting as a stockholder with your voting control number, you can vote on the proposals that are included in the proxy statement prospectus now and until the closing of the polls. Voting is accomplished by clicking the Vote Here button located at the bottom of the webpage under the caption Cast Your Vote and following the voting instructions. The polls will close after all proposals have been discussed. Please note that if you've already voted and do not wish to change your vote, it is not necessary to vote again. Additionally, if you logged into this virtual meeting as a stockholder with your voting control number, you may submit questions regarding the proposals to be voted on at this meeting by typing your question in the box under the caption Ask a Question at the bottom of the webpage and click the Submit button. I encourage you to include your name and contact information with the question. If a question is not germane to the business of this meeting, we may not address it at this time, but will provide a response directly to the stockholder asking the question if possible. At this time, I would like to present to you the Corporate Secretary of Northfield Bancorp, Inc., Susan Aufiero-Peters. Ms. Aufiero-Peters, has the notice of this meeting been sent to all stockholders entitled to vote at this meeting? Yes, Mr. Klein. I have affidavits executed by our transfer agent, Broadridge Financial Solutions, Inc., stating that notice has been mailed to each stockholder. In addition, resolutions were adopted by the Board of Directors of Northfield Bancorp, Inc. providing for the meeting to be held at this time and place. The board also fixed April 27, 2026, as the record date for determining stockholders entitled to notice of and to vote at this special meeting. Thank you, Ms. Aufiero-Peters. Please file a copy of the notice, the affidavits as to the mailing of notice, and the excerpts from the board meeting setting the date and time of this meeting with the minutes for this meeting. Mr. Deskovich, will you please present your report of the attendance at this meeting so that we may determine whether a quorum is present? Mr. Chairman, there were 41,763,852 outstanding shares entitled to vote as of the April 27th, 2026, record date, of which 20,881,927 represent a majority. I have received a list of stockholders and all proxies that have been received. The proxy committee of the board of directors is acting as proxy and representative of the holders of record of 28,267,268 shares of the common stock of the company. Thank you, Mr. Deskovich. Based on the reports of the Corporate Secretary and the Inspector of Election, a majority of the total outstanding votes entitled to be cast at this special meeting is present in person or by proxy. The Inspector is making an exact count and will submit a formal report on the number of shares present or represented during the course of this special meeting. A quorum is declared present, subject to the confirmation of that fact by the Inspector in the Inspector's report. Furthermore, on the basis of the report of the Corporate Secretary, I find that proper notice has been given. Accordingly, this meeting has been properly convened. The polls for voting on all matters are hereby opened at this time, 9:07 A.M. If you would like to vote and have logged into this virtual meeting as a stockholder with your voting control number, you may vote by clicking the Vote Here button located at the bottom of the webpage under the caption, Cast Your Vote, and following the voting instructions. The polls will close after all proposals have been discussed. As I previously noted, if you have already voted and do not wish to change your vote, it is not necessary to vote again. The proxy solicited by the Board of Directors can be tallied at one time, even though they contain three matters for consideration. Similarly, the ballots that any one of you here seeks to cast electronically can be handled in the same way. Accordingly, I intend to introduce each matter separately. The first proposal we will consider today is the Northfield Merger Proposal. Approval of the agreement and plan of merger dated as of January thirty-first, 2026 by and among Columbia Financial, Inc., a Delaware corporation, Columbia Financial, Inc., a Maryland corporation, Columbia Bank MHC, and Northfield Bancorp, Inc., and the transactions contemplated thereby. A copy of the merger agreement is included as Annex A to the proxy statement prospectus. Additional information concerning the merger agreement and the merger are contained in the proxy statement prospectus. The second proposal to be considered at this meeting is the Northfield Merger-Related Compensation Proposal. Approval of an advisory, non-binding basis of the compensation that may become payable to the named Executive Officers of Northfield Bancorp in connection with the transactions contemplated by the merger agreement. Based on the report of the Inspector of Election related to the votes we have received, we will not act upon the third proposal, the Northfield Adjournment Proposal, which was the adjournment of the special meeting, if necessary or appropriate, to permit further solicitation of proxies. I will now respond to questions related to the two proposals presented. Seeing no questions, Mr. Deskovich, if you would please close the polls for voting. At this point, the polls are now closed for voting at 9:09 A.M. The vote tally is complete. Mr. Deskovich, would you now present your report on the vote? The preliminary report confirms that a quorum is and has been in attendance at this special meeting for all purposes. The preliminary report also shows that a majority of the shares of common stock outstanding have been voted in favor of the merger agreement and the merger. In addition, the proposal to approve on a non-binding advisory basis the compensation payable to the company's named executive officers has been approved by stockholders. Final results will be reported through a current report on Form 8-K filed with the Securities and Exchange Commission. The report of the Inspector of Election, as presented, is accepted. Ms. Susan Aufiero-Peters, please safeguard the ballots, proxies, and the oath and the certificate and report of the Inspector of Election, and maintain them with the records of the company. We appreciate everyone taking their time to participate in today's meeting. I would like to thank our board of directors and the entire Northfield team for their hard work and dedication. This meeting is adjourned. This concludes today's meeting. Thank you for attending. You may now disconnect and have a wonderful rest of your day.