Hello, welcome to the annual meeting of shareholders of Nu Holdings Ltd. Please note that today's meeting is being recorded. It is now my pleasure to turn today's meeting over to David Vélez Osorno, Chairman of the company, and Beatriz Arruda Outeiro, Legal Senior Director of the company. The floor is yours. Good morning, ladies and gentlemen. My name is David Vélez Osorno. I am both a Director and the Chairman of the Board of Directors of Nu Holdings Ltd. On behalf of the company, it is my pleasure to welcome you to this annual general meeting, or AGM, of shareholders. It is 8:00 A.M. here in São Paulo, being 7:00 A.M. Eastern Time in the United States. In accordance with the notice of the AGM, I call to order this AGM of shareholders of Nu Holdings Ltd. I will act as Chairman of this meeting, and Beatriz Arruda Outeiro, our Legal Senior Director, will act as the Secretary of this meeting. Good morning. My name is Beatriz Arruda Outeiro. I'm Legal Senior Director of the company. Please note the agenda displayed on the screen regarding the items to be discussed at this meeting. Further, as we commence this AGM, I'd like to extend a special welcome and thanks to our shareholders. This AGM is held pursuant to a notice served on July 6, 2026, to the shareholders entitled to vote as of the close of business on June 27, 2026, being the record date for the AGM in accordance with the memorandum and articles of association of the company. All documents concerning the notice of the AGM will be filed with the records of the company. The company has appointed Brian Heffernan, Computershare to act as Inspector of Elections at this AGM, and Computershare will remotely tabulate the votes. I have received and submit to this meeting a preliminary report of the Inspector of Elections, from which it appears that there are no less than approximately 23 billion shares represented at this meeting in person or by proxy, which represents 94.30% of all shares initially and entitled to vote at this AGM. One or more shareholders voting no less than a majority in aggregate of all shares issued and entitled to vote, present in person or by proxy, or if a corporation by its duly authorized representative, constitutes a quorum of the shareholders, and therefore, a quorum of shareholders is present. Each Class A ordinary share issued and outstanding as of the close of business on the record date is entitled to one vote at the AGM. Each Class B ordinary share issued and outstanding as of the close of business on the record date is entitled to 20 votes at the AGM. I direct that the report of the Inspector of Elections be filed with the records of the company. I hereby declare a quorum of shareholders present at the meeting and that this meeting is now regularly convened and duly qualified to transact business. With respect to voting at this meeting, the memorandum and articles of association of the company provide that voting will be conducted by poll vote. On a poll vote, every shareholder who is present in person or by proxy is entitled to one vote in respect of each Class A ordinary share held by him and 20 votes in the case of each Class B ordinary share held by him. The matters to be acted upon by the shareholders are the following resolutions recommended by our board of directors. One, t o resolve as an ordinary resolution that the company's audited financial statements and the company's annual report on Form 20-F for the fiscal year ended December 31st, 2025, be approved and ratified. To resolve as an ordinary resolution that the reelection of the individuals listed from A to I, as directors of the company, the nominees, each to serve for a term ending on the date of the next annual general meeting of the members, or until such person resigns or is removed in accordance with the terms of the memorandum and articles of association of the company, be approved. David Vélez Osorno, Anita Mary Sands, David Alexandre Marcus, Diego Piacentini, Douglas Mauro Leone, Jacqueline Dawn Reses, Luis Alberto Moreno Mejía, Rogério Paulo Calderón Peres, and Thuan Quang Pham. Now we will proceed with the results of the balloting. Will the Inspector of Elections please report the results of the balloting? Mr. Chairman, the two ordinary resolutions have been approved as a result of the affirmative vote in person or by proxy of the holders representing a simple majority of the total voting rights of shareholders entitled to vote therein present in person or by proxy on such resolutions at the AGM, excluding abstentions. I hereby declare that both the resolutions have been approved by ordinary resolution of the shareholders. The final results will be announced in a current report on Form 6-K as soon as possible after this AGM. I pass the word to David Vélez Osorno as Chairman to close the meeting. All items of business for this AGM have now been completed. The meeting is now concluded. This concludes the meeting. You may now disconnect.