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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 8 - K CURRENT REPORT PURSUANT TO SECTION 13 OR 15 ( D ) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report ( Date of earliest event reported ) : April 19 , 2021 Peoples Bancorp of North Carolina , Inc. ( Exact Name of Registrant as Specified in Its Charter ) North Carolina ( State or Other Jurisdiction of Incorporation ) 000-27205 ( Commission File No. ) 518 West C Street , Newton , North Carolina ( Address of Principal Executive Offices ) ( 828 ) 464-5620 56-2132396 ( IRS Employer Identification No. ) 28658 ( Zip Code ) ( Registrant's Telephone Number , Including Area Code ) Check the appropriate box below if the Form 8 - K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions : ☐ ☐ ☐ ☐ Written communications pursuant to Rule 425 under the Securities Act ( 17 CFR 230.425 ) Soliciting material pursuant to Rule 14a - 12 under the Exchange Act ( 17 CFR 240.14a - 12 ) Pre - commencement communications pursuant to Rule 14d - 2 ( b ) under the Exchange Act ( 17 CFR 240.14d - 2 ( b ) ) Pre - commencement communications pursuant to Rule 13e - 4 ( c ) under the Exchange Act ( 17 CFR 240.13e - 4 ( c ) )