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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K Annual Report Pursuant to Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31 , 2020 OR Transition Report Pursuant to Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 For the transition period from Delaware ( State or Other Jurisdiction of Incorporation or Organization ) 239 Washington Street ( Address of Principal Executive Offices ) Title of each class PROVIDENT FINANCIAL SERVICES , INC . ( Exact Name of Registrant as Specified in its Charter ) Common 1 . to Large accelerated filer Commission File No. 1-31566 Non - Accelerated Filer Name of each exchange on which registered New York Stock Exchange Indicate by check mark if the Registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Securities Act . Yes No X Indicate by check mark whether the Registrant : ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding twelve months ( or for such shorter period that the Registrant was required to file such reports ) ; and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Jersey City New Jersey ( City ) ( State ) ( 732 ) 590-9200 ( Registrant's Telephone Number ) Securities Registered Pursuant to Section 12 ( b ) of the Act : X Trading Symbol Symbol ( s ) PFS 42-1547151 ( I.R.S. Employer Identification No. ) Indicate by check mark whether the registrant has submitted electronically and every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit and post such files ) . Yes No Indicate by check mark whether the Registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See definitions of “ large accelerated filer , ” “ accelerated filer , ” “ smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . 07302 ( Zip Code ) Accelerated Filer No Smaller Reporting Company Emerging Growth Company 00 If an emerging growth company , indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report X Indicate by check mark whether the Registrant is a shell company ( as defined in Rule 12b - 2 of the Exchange Act ) . Yes No | As of February 1 , 2021 , there were 83,209,012 issued and 77,789,018 outstanding shares of the Registrant's Common Stock , including 171,301 shares held by the First Savings Bank Directors ' Deferred Fee Plan not otherwise considered outstanding under accounting principles generally accepted in the United States of America . The aggregate value of the voting and non - voting common equity held by non - affiliates of the Registrant , based on the closing price of the Common Stock as of June 30 , 2020 , as quoted by the NYSE , was approximately $ 1.06 billion . DOCUMENTS INCORPORATED BY REFERENCE Proxy Statement for the 2021 Annual Meeting of Stockholders of the Registrant ( Part III ) .