Hello everyone, and welcome to the Primerica Annual Meeting of Stockholders. My name is Juan, and I will be coordinating your call today. All participants have been placed on mute to prevent any background noise. There will be a question and answer session at the end of the presentation. If you would like to ask a question at this time, please press star followed by number 1 on your telephone keypads. I would now like to turn the call over to Mr. Williams. Please, Mr. Williams, go ahead when you're ready. Thank you. Good morning, and welcome to the 2022 annual meeting of stockholders of Primerica. I am Rick Williams, Chairman of the Board, and now call this meeting to order. I would like to introduce Ms. Deborah Baker, who the Board has appointed to act as our Inspector of Elections. Thank you. At this time, I would like to recognize our directors, all of whom are joining us by phone today. John Addison, CEO of Addison Leadership Group and former Co-Chief Executive Officer. Joel Babbit, Co-founder and Chief Executive Officer of Narrative Content Group. George Benson, Professor of Decision Sciences and former President of the College of Charleston, and our Lead Director. Gary Crittenden, a private investor and a former Managing Partner and Chairman of HGGC. Cynthia Day, the President and CEO of Citizens Bancshares Corporation and Citizens Trust Bank. Sanjiv Gier, President and Chief Executive Officer of CENTRL, Inc. Bea Perez, SVP and Chief Communications, Sustainability and Strategic Partnerships Officer for The Coca-Cola Company. Glenn Williams, the company's Chief Executive Officer. Barbara Yastine, former Chairman and CEO of Ally Bank. I would also like to recognize Senator Saxby Chambliss, who has been Director of the company since June 2017. Senator Chambliss will not be standing for re-election. We thank you, Senator, for your years of distinguished service. I would also like to recognize Amber Cottle, VP of Global Public Policy, Government Affairs & Social Impact at Dropbox, Inc. Ms. Cottle was nominated for the election to the Board of Directors at the 2022 annual meeting. The Board looks forward to her election at today's meeting and working with her as a member of the Board. Here with me is Stacey Geer, Executive Vice President, Deputy General Counsel, Chief Governance Officer, and Corporate Secretary of the company, who will act as Secretary of this meeting. I would also like to recognize our other senior executives who are also joining us by phone today. Peter Schneider is our President. Greg Pitts is our Executive Vice President and Chief Operating Officer. Alison Rand is our Executive Vice President and Chief Financial Officer. At this time, I am pleased to introduce Scott Stein and Dan Eldridge of our independent registered public accounting firm, KPMG, both of whom are joining us today. The Inspector of Elections has reported that holders of at least 90.93% of the outstanding shares of common stock as of the record date are present in person or represented by proxy. A quorum is present, and the meeting is duly convened. Each of you were provided with a copy of the agenda for today's meeting. According to Ms. Geer, notice of the meeting was distributed on or about March 30th, 2022, to all stockholders of record on March 15th, 2022. A list of all stockholders of record as of that date is available for inspection by stockholders at any time during the meeting. There are three matters for consideration today. These matters are listed in the notice of annual meeting that is attached to the proxy statement. Under our bylaws, certain procedures must be followed for director nominations and other business proposals to be brought before the meeting. No nominations or other proposals have been received other than those described in the proxy statement. Therefore, nominations for directors are closed, and no proposal other than those described in the proxy statement may come before the meeting. Only holders of the common stock on March 15th, 2022, the record date for this meeting, or persons holding a valid proxy for such shares may address the meeting. If you are a record holder and you have voted by proxy, you do not need to complete a ballot in person at this meeting. If you wish to revoke a proxy previously submitted and vote in person, or if you have not previously submitted a proxy and wish to vote in person, please raise your hand and a ballot will be brought to you. It is now 8:35 A.M., and the polls are now open for anyone who wants to cast a vote or change an earlier vote. The stockholders will consider the proposal in our proxy statement to elect these 11 directors to serve until the annual meeting of stockholders in 2023. Information about each nominee is contained in the proxy statement, along with the recommendation of the board for the election of the 11 nominees. Is there any discussion on this slate of directors? Please raise your hand and I will call on you. I see that there are no questions at this time. Stockholders will consider the proposal in our proxy statement to approve, on an advisory basis, our executive compensation, say on pay. Is there any discussion on this proposal? Please raise your hand and I will call on you. I see there are no questions at this time. The final item of business is consideration of a proposal to ratify the appointment by the audit committee to KPMG as the company's independent registered public accounting firm to audit the financial statements, books, and records of the company for the fiscal year ending December 31st, 2022. Mr. Stein of KPMG is available to answer questions. Is there any discussion on this proposal? Please raise your hand and I will call on you. I see that there are no questions at this time. I hereby declare the polls on the matters presented at this meeting are now closed as of 8:37 A.M. today. The proxies will be held in the possession of the Inspector of Elections. The Inspector of Elections will now count the votes. We will now report on the results of the voting. Ms. Geer, do you have the preliminary report of the inspector? Yes, I do. The inspector reports that more than 91% of the votes represented at this meeting have been voted for each of the 11 directors recommended and nominated. Over 99% of the votes represented at this meeting have been voted on the advisory basis in favor of our executive compensation. Over 99% of the votes represented at this meeting have been voted for the ratification of the appointment of KPMG as the company's independent registered public accounting firm for the 2022 fiscal year. The inspector will furnish me with a written report of the final vote count with respect to these matters, which will be included in the minutes of this meeting. Final results, including the results for each director nominee, will be included in the Form 8-K filed with the SEC within four business days, and it will be posted to our investor relations website. Thank you, Ms. Geer. I declare that the report of the inspector is approved and that based on the preliminary results, the nominees for directors have been duly elected, the advisory vote on executive compensation has been approved, and the appointment of KPMG for fiscal year 2022 has been ratified. I will now begin the general question and answer period. If you are a stockholder who wishes to ask a question, please raise your hand and I will call on you. Please state your name, the number of shares you own, or for which you hold a ballot proxy. If you represent an institutional owner, please also state the name of your firm. Please adhere to the two-minute time period and limit of two questions per stockholder, as described in the meeting procedures as a courtesy to all present. Seeing no questions, I would like to again thank you for your support and continued confidence in Primerica. The 2022 annual meeting of stockholders of Primerica is hereby adjourned. Thank you.