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Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Kentucky . For the fiscal year ended December 31 , 2020 Commission File Number : 0-24649 REPUBLIC BANCORP REPUBLIC BANCORP , INC . ( Exact name of registrant as specified in its charter ) ( State or other jurisdiction of 61-0862051 ( I.R.S. Employer Identification No. ) incorporation or organization ) 601 West Market Street , Louisville , Kentucky . ( Address of principal executive offices ) 40202 ( Zip Code ) Registrant's telephone number , including area code : ( 502 ) 584-3600 Title of each class Class A Common Securities registered pursuant to Section 12 ( b ) of the Act : Trading Symbol RBCAA Name of each exchange on which registered The Nasdaq Stock Market Securities registered pursuant to Section 12 ( g ) of the Act : None ( Title of Class ) Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes > No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15 ( d ) of the Exchange Act . □ Yes > No Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( $ 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Large accelerated filer Emerging growth company □ Accelerated filer Non - accelerated filer Smaller reporting company ☐ If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . □ Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . ☐ Yes - No The aggregate market value of the voting and non - voting common equity held by non - affiliates computed by reference to the price at which the common equity was last sold as of June 30 , 2020 ( the last business day of the registrant's most recently completed second fiscal quarter ) was approximately $ 321,802,869 ( for purposes of this calculation , the market value of the Class B Common Stock was based on the market value of the Class A Common Stock into which it is convertible ) . The number of shares outstanding of the registrant's Class A Common Stock and Class B Common Stock , as of February 19 , 2021 was 18,665,370 and 2,198,848 . DOCUMENTS INCORPORATED BY REFERENCE Portions of the Registrant's Proxy Statement for the Annual Meeting of Shareholders to be held April 22 , 2021 are incorporated by reference into Part III of this Form 10 - K .