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☑ ☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31 , 2021 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from 001-36560 ( Commission File Number ) synchrony to SYNCHRONY FINANCIAL ( Exact name of registrant as specified in its charter ) Delaware ( State or other jurisdiction of incorporation or organization ) 777 Long Ridge Road Stamford , Connecticut ( Address of principal executive offices ) 51-0483352 ( I.R.S. Employer Identification No. ) 06902 ( Zip Code ) ( Registrant's telephone number , including area code ) - ( 203 ) 585-2400 Securities Registered Pursuant to Section 12 ( b ) of the Act : Title of each class Common stock , par value $ 0.001 per share Depositary Shares Each Representing a 1 / 40th Interest in a Share of 5.625 % Fixed Rate Non- Cumulative Perpetual Preferred Stock , Series A Trading Symbol ( s ) SYF SYFPrA Name of each exchange on which registered New York Stock Exchange New York Stock Exchange Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes ☑ No □ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes ☑ No □ Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , smaller reporting company , or an emerging growth company . See the definitions of “ large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act .