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United States Securities and Exchange Commission Washington , D.C. 20549 FORM 10 - Q × QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30 , 2021 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 1-12709 tmp - 20210930_g1.jpg Tompkins Financial Corporation ( Exact name of registrant as specified in its charter ) New York ( State or other jurisdiction of incorporation or organization ) 16-1482357 ( I.R.S. Employer Identification No. ) P.O. Box 460 , Ithaca , NY ( Address of principal executive offices ) 14851 ( Zip Code ) Registrant's telephone number , including area code : ( 888 ) 503-5753 Former name , former address , and former fiscal year , if changed since last report : NA Indicate the number of shares of the Registrant's Common Stock outstanding as of the latest practicable date : Title of each class Common Stock , $ 0.10 par value Trading Symbol ( s ) TMP Name of each exchange on which registered NYSE American , LLC Indicate by check mark whether the registrant : ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes ☑No ☐ . Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No ◎ . Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of “ large accelerated filer ” , “ accelerated filer ” , “ smaller reporting company " , and " emerging growth company ” in Rule 12b - 2 of the Exchange Act . ( Check one ) : Large Accelerated Filer Non - Accelerated Filer Accelerated Filer Smaller Reporting Company Emerging Growth Company ㅁㅁㅁ If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of Exchange Act . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Exchange Act . ) Yes No ☑ .