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( Mark One ) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 Form 10 - K > ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 or □ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Delaware ( State or other jurisdiction of incorporation or organization ) Title of Each Class Common Stock , par value $ 0.01 per share For the transition period from to Commission File Number : 001-38047 Rent - A - Center , Inc. ( Exact name of registrant as specified in its charter ) 5501 Headquarters Drive Plano , Texas 75024 ( Address , including zip code of registrant's principal executive offices ) Registrant's telephone number , including area code : 972-801-1100 Securities registered pursuant to Section 12 ( b ) of the Act : Trading Symbol RCII Large accelerated filer X Smaller reporting company Securities registered pursuant to Section 12 ( g ) of the Act : None 45-0491516 ( I.R.S. Employer Identification No. ) Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Exchange Act . Yes No Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Name of Exchange on Which Registered The Nasdaq Stock Market LLC Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of “ large accelerated filer , ” “ accelerated filer , ” “ smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Accelerated filer ☐ Non - accelerated filer Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . □ Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . X Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Exchange Act ) . Yes No Aggregate market value of the 48,283,983 shares of Common Stock held by non - affiliates of the registrant at the closing sales price as reported on The Nasdaq Global Select Market , Inc. on June 30 , 2020 Number of shares of Common Stock outstanding as of the close of business on February 19 , 2021 : $ 1,343,260,407 54,413,717 Documents incorporated by reference : Portions of the definitive proxy statement relating to the 2021 Annual Meeting of Stockholders of Rent - A - Center , Inc. are incorporated by reference into Part III of this report .