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( Mark One ) 冈 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D.C. 20549 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-33251 Delaware ( State or other jurisdiction of incorporation or organization ) Title of each class Common Stock , $ 0.01 Par Value FORM 10 - K UNIVERSAL INSURANCE HOLDINGS , INC . ( Exact name of registrant as specified in its charter ) Non - accelerated filer UNIVERSAL L 0 INSURANCE HOLDINGS 1110 W. Commercial Blvd. , Fort Lauderdale , Florida 33309 ( Address of principal executive offices ) ( Zip Code ) Registrant's telephone number , including area code : ( 954 ) 958-1200 Securities registered pursuant to Section 12 ( b ) of the Act : Trading Symbol ( s ) UVE 65-0231984 ( I.R.S. Employer Identification No. ) Yes □ No Yes No Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes □ No Securities registered pursuant to Section 12 ( g ) of the Act : None . Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of “ large accelerated filer , ” “ accelerated filer , ” “ smaller reporting company , ” and “ emerging growth company ” in Rule 12b - 2 of the Exchange Act . Large accelerated filer Name of each exchange on which registered New York Stock Exchange Accelerated filer Smaller reporting company Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes No Aggregate market value of the voting and non - voting common equity held by non - affiliates computed by reference to the price at which the common equity was last sold as of June 30 , 2020 , the last trading day of the registrant's most recently completed second fiscal quarter : $ 505,691,628 Indicate the number of shares outstanding of Common Stock of Universal Insurance Holdings , Inc. as of February 22 , 2021 : 31,205,653 . 0