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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D.C. 20549 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Form 10 - K For the fiscal year ended : March 31 , 2021 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from Commission file number : 000-19599 WORLD ACCEPTANCE CORPORATION ( Exact name of registrant as specified in its charter ) 57-0425114 South Carolina ( State or other jurisdiction of incorporation or organization ) 104 S. Main St. Title of Each Class Common Stock , no par value Greenville South Carolina ( Address of principal executive offices ) to ( I.R.S. Employer Identification No. ) WRLD 29601 ( Zip Code ) ( 864 ) 298-9800 ( Registrant's telephone number , including area code ) SECURITIES REGISTERED PURSUANT TO SECTION 12 ( b ) OF THE ACT : Trading Symbol ( s ) Name of Each Exchange on Which Registered The NASDAQ Stock Market LLC ( NASDAQ Global Select Market ) SECURITIES REGISTERED PURSUANT TO SECTION 12 ( g ) OF THE ACT : NONE Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes o No X Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Exchange Act . Yes o No x Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or Section 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the Registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes x No o Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes x No o Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . ( Check One ) :