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Zions Bancorporation , N.A. One South Main ZIONS BANCORPORATION Salt Lake City , UT 84133 July 19 , 2021 www.zionsbancorporation.com Second Quarter 2021 Financial Results : FOR IMMEDIATE RELEASE Investor and Media Contact : James Abbott ( 801 ) 844-7637 Zions Bancorporation , N.A. reports : 2Q21 Net Earnings of $ 345 million , diluted EPS of $ 2.08 compared with 2Q20 Net Earnings of $ 57 million , diluted EPS of $ 0.34 , and 1Q21 Net Earnings of $ 314 million , diluted EPS of $ 1.90 $ 2.08 Net earnings per diluted common share SECOND QUARTER RESULTS $ 345 million Net Earnings 2.79 % Net interest margin ( " NIM " ) 11.3 % Common Equity Tier 1