Page 1

Cau Giay District - Hanoi Military Commercial Joint Stock Bank Address : No , 18 Le Van Luong Street - CONSOLIDATED BALANCE SHEET Quarter II / 2021 - 30 June 2021 BO2a / TCTD - HN 30/06/2021 Note 31/12/2020 Audited VND million ASSETS Cash , gold and gemstones III.1 3,029,898 3,109,230 Balances with the State Banks ( " SBs " ) III.2 14,438,519 17,296,506 Cash and gold deposits at and loans to other credit 47,888,802 III.3 institutions ( " Cls " ) 32,592,326 Securities held for trading III.4 4,212,128 3,085,227 Securities held for trading 4,229,320 3,102,030 Allowance for securities held for trading ( 17,192 ) ( 16,803 ) Financial derivatives and other financial assets III.16 88,496 37,106 Loans to customers 325,160,444 293,942,764 Loans to customers III.5 331,146,972 298,296,983 Allowance for loans losses to customers III.6 ( 5,986,528 ) ( 4,354,219 ) Debt purchase III.7 21,587 Debt purchase 25,091 Allowance for debt purchase losses ( 3,504 ) Investment securities III.8 110,019,360 99,713,646 Available - for - sale investment securities III.8.1 107,197,679 96,775,364 Held - to - maturity investment securities III.8.2 3,254,082 3,374,241 Allowance for diminution of investment securities ( 432,401 ) ( 435,959 ) Capital contribution & long - term investment III.9 878,710 885,231 Investment in associates Other long - term investments III.9.1 1,017,711 1,026,562 Allowances for diminution in the value of capital contribution ( 141,331 ) & long - term investments ( 139,001 ) Fixed asset 4,382,620 4,310,919 Tangible fixed assets III.10 3,086,810 3,088,524 Cost of tangible fixed assets 5,698,270 5,387,069 Accumulated depreciation of tangible fixed assets ( 2,611,460 ) ( 2,298,545 ) Intangible fixed assets III.11 1,295,810 1,222,395 Cost of intangible fixed assets 2,529,618 2,277,564 Accumulated amortization of intangible fixed assets ( 1,233,808 ) ( 1,055,169 ) Investment property III.12 244,854 247,898 Cost of investment properties 249,674 249,674 Depreciation of investment properties ( 4,820 ) ( 1,776 ) Other assets 28,265,544 24,464,833 Accrued interest and fee receivables 20,994,188 3,782,321 Deferred Corporate Income Tax assets 4,554,229 3,436 Receivables III.13 Other Assets III.14 14,998 2,749,919 18,445,213 2,280,224 Of which , Goodwill 38,090 47,613