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Military Commercial Joint Stock Bank Address : No , 18 Le Van Luong Street — Cau Giay District CONSOLIDATED BALANCE SHEET Quarter III / 2021 - 30 September 2021 - Hanoi BO2a / TCTD - HN 30/09/2021 Note 31/12/2020 Audited VND million ASSETS Cash , gold and gemstones III.1 2,947,002 3,109,230 Balances with the State Banks ( “ SBs ” ) III.2 13,754,420 17,296,506 Cash and gold deposits at and loans to other credit III.3 institutions ( " Cls ” ) 50,452,980 47,888,802 Securities held for trading III.4 3,550,077 3,085,227 Securities held for trading 3,564,183 3,102,030 Allowance for securities held for trading ( 14,106 ) ( 16,803 ) Financial derivatives and other financial assets III.16 219,771 37,106 Loans to customers 329,008,232 293,942,764 Loans to customers III.5 336,426,387 298,296,983 Allowance for loans losses to customers III.6 ( 7,418,155 ) ( 4,354,219 ) Debt purchase III.7 3,237 Debt purchase 4,085 Allowance for debt purchase losses ( 848 ) Investment securities III.8 119,837,177 99,713,646 Available - for - sale investment securities III.8.1 116,578,484 96,775,364 Held - to - maturity investment securities III.8.2 3,718,544 3,374,241 Allowance for diminution of investment securities ( 459,851 ) ( 435,959 ) Capital contribution & long - term investment III.9 853,646 885,231 Investment in associates Other long - term investments III.9.1 1,015,745 1,026,562 Allowances for diminution in the value of capital contribution & long - term investments ( 162,099 ) ( 141,331 ) Fixed asset 4,351,583 4,310,919 Tangible fixed assets III.10 3,025,144 3,088,524 Cost of tangible fixed assets 5,779,234 5,387,069 Accumulated depreciation of tangible fixed assets ( 2,754,090 ) ( 2,298,545 ) Intangible fixed assets III.11 1,326,439 1,222,395 Cost of intangible fixed assets 2,659,992 2,277,564 Accumulated amortization of intangible fixed assets ( 1,333,553 ) ( 1,055,169 ) Investment property III.12 243,332 247,898 Cost of investment properties 249,674 249,674